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Money Clip
Money Tight? Trim the Fat!
Is your job in jeopardy? Is your employer considering a hiring and salary freeze? Have you lost your job? These trying economic times may cause difficulties, but they also represent a tremendous opportunity for each of us to examine our role in the economy and to examine our personal consumption habits. If we all resolve to improve the quality of our spending, even though we may be limited in how much we spend, our world will come out of the current recession much healthier than it was before.
Of course, if your income has been reduced, the first thing you need to do is carefully consider every purchase you make. Here are some no-brainer suggestions for ways to cut your expenses. You may think these things are too trivial to bother with, but over the course of a year or two, the savings will really add up:
- When you reach for the last book of checks in your drawer and see that "reorder now" sheet, instead of calling your bank, shop for bank checks online. Buying online can save you most of the markup that your bank charges.
- See if you can save money by cutting your newspaper subscription from seven days a week to only on Sunday. If it is cheaper to just get the Sunday paper, change your subscription. You can save a lot of time by reading the paper only one day per week. Look for the grocery ads in your Sunday paper and clip the money saving coupons. The savings will pay for the paper many times over and will significantly cut your food bill.
- If the store is just down the street, walk or ride a bicycle to do your shopping. Use high quality reusable tote bags so you can carry your stuff home. If you avoid driving just one mile per day, you will save anywhere from $25 to $75 per year on gasoline, depending on your car's efficiency and the price of gasoline.
- Turn your thermostat down in the winter and up in the summer. Watch your energy use and find easy ways to save. Easy ways to save energy are by covering windows on cold nights and plugging leaks around windows and doors.
- Buy unprocessed foods and cook from scratch. Eating at home most of the time will save you a lot of money. But, don't neglect to support your local eateries on special occasions like your significant other's birthday!
- Need new clothes? Kids often outgrow clothing before it wears out, so check your local thrift store for great deals on almost new clothing. You can find like new items at amazing prices.
This is just the beginning of ways you can streamline your personal economy. Make saving money a pleasurable pastime. When you buy checks, don't get the same plain boring style you have had for years. Get frog design checks or something exciting like wolf checks instead. Make foods you have never tried before, like a green salad with arugula and spinach, or grilled bison burgers. Buy colorful, offbeat clothes at your local thrift store that you would never think of paying retail for. See Life as a grand adventure!
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Golf or golfer money clip. Made in the USA
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Price: $54.99
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